Commercial Loans & Lines of Credit

Our experienced team of commercial lending specialists can help finance your next step.  

Nobody knows the Washington, D.C. area like NCB – we've been serving local businesses for over130 years. Businesses benefit from our deep knowledge of the market, competitive rates and terms and personalized, locally-based decision-making.   
Commercial Lines of Credit
Provides short-term working capital to keep your business operations running smoothly.

Term Loans 
Loans tailored to meet your specific business needs with either a fixed- or variable-rate structure for business expansion, capital investment or purchase of fixed assets.   

Commercial Mortgages
Acquire, refinance or renovate commercial real estate for either commercial or residential use.

Finance new construction, renovation or expansion for owner-occupied or investment properties.

Purchase new or previously-owned equipment with lease financing options. Learn more. (Opens in a new Window)

Loans for Nonprofit Organizations
Finance options for your organization include: lines of credit, term loans and commercial mortgages.  

Stand-by Letters of Credit
Guarantee payment or a deposit to fulfill a contractual obligation.

SBA 504 Loans
Loans requiring a low down payment and backed by the U.S. Small Business Administration for the purchase of real estate or long-term fixed assets to support business operations.

SBA 7(a) Loans
Loans guaranteed by the U.S. Small Business Administration for business acquisitions, business expansion, leasehold improvements and buildouts, equipment, furniture, and fixtures, and working capital.

Business Credit Cards
Our Visa® Company Rewards Credit Card is a great fit for your business or organization.  Take control of your business spending and enjoy these benefits:

  • No annual fee and rewards programs 
  • Employee cards at no added cost
  • Chip card security
  • Fraud monitoring and zero liability 
  • Online account management to view transactions, check balances, pay bills online, analyze spending and set up alerts
  • Learn more and apply today 

Get started today – Contact us for details on our Commercial Loans & Lines of Credit

For our business borrowers 
Complete online and print: Personal Financial Statement  

All NCB financing solutions are subject to credit approval and terms and conditions apply.  This is not a commitment to lend and is subject to change without notice. Business credit cards are offered in partnership with TCM Bank, N.A., a subsidiary of the Independent Community Bankers of America (ICBA), and are subject to credit approval.