Our experienced team of commercial lending specialists can help finance your next step.
Nobody knows the Washington, D.C. area like NCB – we've been serving local businesses for over130 years. Businesses benefit from our deep knowledge of the market, competitive rates and terms and personalized, locally-based decision-making.
Paycheck Protection Program (PPP) Loans
The new COVID Pandemic Relief Bill has been passed by Congress and was signed into law on December 27, 2020. National Capital Bank plans on participating in the new round of PPP loans. Details will be forthcoming, pending guidance from the Small Business Association (SBA) on the new process, effective dates and application requirements.
Commercial Lines of Credit
Provides short-term working capital to keep your business operations running smoothly.
Loans tailored to meet your specific business needs with either a fixed- or variable-rate structure for business expansion, capital investment or purchase of fixed assets.
Acquire, refinance or renovate commercial real estate for either commercial or residential use.
Finance new construction, renovation or expansion for owner-occupied or investment properties.
Loans for Nonprofit Organizations
Finance options for your organization include: lines of credit, term loans and commercial mortgages.
Stand-by Letters of Credit
Guarantee payment or a deposit to fulfill a contractual obligation.
SBA Loans (504)
Loan programs to support the purchase of real estate or long-term fixed assets for business operations with low down payments backed by The U.S. Small Business Administration.
Business Credit Cards
Our Visa® Company Rewards Credit Card is a great fit for your business or organization. Take control of your business spending and enjoy these benefits:
- No annual fee and rewards programs
- Employee cards at no added cost
- Chip card security
- Fraud monitoring and zero liability
- Online account management to view transactions, check balances, pay bills online, analyze spending and set up alerts
- Learn more and apply today
Get started today – Contact us for details on our Commercial Loans & Lines of Credit
For our business borrowers
All NCB financing solutions are subject to credit approval and terms and conditions apply. This is not a commitment to lend and is subject to change without notice. Business credit cards are offered in partnership with TCM Bank, N.A., a subsidiary of the Independent Community Bankers of America (ICBA), and are subject to credit approval.