Renee, a commercial lending officer with a client in front of a Capital Hill home

Commercial Loans & Lines of Credit

Our experienced team of commercial lending specialists can help finance your next step.  


Nobody knows the Washington, D.C. area like NCB – we've been serving area businesses for over 125 years, longer than any other bank. Businesses benefit from our deep knowledge of the market, competitive rates and terms and personalized, locally-based decision-making.   

Renee Aldrich, NCB's Senior Commercial Loan officer is featured above.  Contact us today to learn more about our commercial loan solutions. 

Commercial Lines of Credit
Provides short-term working capital to keep your business operations running smoothly.

Term Loans 
Loans tailored to meet your specific business needs with either a fixed- or variable-rate structure for business expansion, capital investment or purchase of fixed assets.   

Commercial Mortgages
Acquire, refinance or renovate commercial real estate for either commercial or residential use.

Finance new construction, renovation or expansion for owner-occupied or investment properties.

Purchase new or previously-owned equipment with lease financing options. Learn more.

Loans for Nonprofit Organizations
Finance options for your organization include: lines of credit, term loans and commercial mortgages.  

Stand-by Letters of Credit
Guarantee payment or a deposit to fulfill a contractual obligation.

SBA Loans (504)
Loan programs to support the purchase of real estate or long-term fixed assets for business operations with low down payments backed by The U.S. Small Business Administration.

Business Credit Cards
Our Visa® Company Rewards Credit Card is a great fit for your business or organization.  Take control of your business spending and enjoy these benefits:
 
  • No annual fee and rewards programs 
  • Employee cards at no added cost
  • Chip card security
  • Fraud monitoring and zero liability 
  • Learn more and apply today 


Get started today – Contact us for details on our Commercial Loans & Lines of Credit

For our business borrowers 
Complete online and print: Personal Financial Statement  


All NCB financing solutions are subject to credit approval and terms and conditions apply.  This is not a commitment to lend and is subject to change without notice. Business credit cards are offered in partnership with TCM Bank, N.A., a subsidiary of the Independent Community Bankers of America (ICBA), and are subject to credit approval.