A Long Record of Innovation in Banking and Business Practices
The Bank has a vision which is projected into the future but its mission remains focused on the here and now, with a particular emphasis on “community.” This has been true since its beginning in 1889, when a group of local businessmen formed The National Capital Bank of Washington to serve a community known as "East Washington."
In 1913, the Bank's first President began an advertising campaign. He believed it was an important way to introduce the Bank to the public and make its sound, conservative approach to banking better recognized. Though the practice was previously thought of as undignified in banking circles, the entire industry has followed suit.
Despite many competing bank branches having been opened on Capitol Hill in the 1950s, NCB endured as the community leader. Automobile loans emerged as a major profit center for the Bank in those days and the proliferation of the family automobile inspired the Directors to open the first drive-up teller window in Washington.
In the 1960s, the Bank pioneered the concept of direct deposit by convincing the federal government to deliver employees' paychecks to the Bank in advance so the funds would be available in employees' accounts on paydays.
In 1997, the Bank opened its Friendship Heights branch to serve the Northwest DC and Chevy Chase communities. In 2006, a 400 gallon aquarium was installed in the Capitol Hill office. This aquarium has served to educate our customers and visitors about the importance of conservation and the animals that inhabit our waterways. It also provides entertainment for children who come to the Bank with their parents.
With the help of the 5th generation of the Didden family and our experienced and long-tenured staff, National Capital Bank has spent the last 15 years focusing on bringing innovative products to our customers. These new products and services round out the Bank’s offerings to cover most all financial needs while making bank services more convenient. They include:
- Online Banking & Bill Pay
- Remote Deposit Capture
- Enhanced ATM Network
- Kids’ Club Account
- Lockbox Processing
- Cash Management Services
Embracing the 21st Century with Energy and Vision
If past is prologue, National Capital Bank will continue to add to its century-plus legacy of success and provide the same high level of safety, security and services for many years to come. It is no wonder that NCB has been the Bank of choice on Capitol Hill for our 125 years.
If you are considering joining our banking family we look forward to serving you. And if you already are a customer, we are honored to be your bank of choice.