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HOME EQUITY
   LINES OF CREDIT

The equity in your home is a valuable asset. Put it to use with a flexible line of credit - a great way to consolidate higher-interest loans and credit cards to save a lot of interest.

If you've been a homeowner for a number of years, you may have accumulated a substantial amount of equity in your home. In recent years, making your equity work for you in the form of a Home Equity Line of Credit has become one of the most efficient ways to pay for major purchases or surprise expenses. Enjoy one of the lowest rates in the country! You're welcome to shop around, but you probably won't find a lower rate than a variable rate equal to The Wall Street Journal Prime Rate.* Other banks often charge 1% or 2% above prime and that really adds up over the years.

Not only do you save money with NCB's low interest rate, but you can get a nice tax break with a Home Equity Line as well! Unlike credit cards and other loans, in most cases your annual interest payments are still tax deductible with a Home Equity Line. Just ask your tax advisor for complete details.  NCB pays up to $3,000.00 for appraisals, title work and other fees associated with opening your account. **

For more information, call a real estate lending specialist at (202) 546-8000 or stop by the Bank.

* As of March 16, 2017, the variable rate APR for NCB's Home Equity Line of Credit is 4.00%. The APR varies monthly. The maximum APR is 18%. The minimum APR is 4.00%.

** If the line is closed within three years, the Customer will be responsible for up to $3,000.00 in fees. Settlement fees generally total between $1,456.00 and $6,032.00. Adequate property insurance is required. This offer is subject to change at any time.

 


Contact us if you have questions or need assistance with a home equity line of credit in the Washington DC Metro Area.

We always look forward to hearing from our customers. If you have any questions, comments, or concerns about National Capital Bank and the services offered, please don't hesitate to contact us today.

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