Even with carefully managed finances, an overdraft can happen. Why be concerned about it, or pay overdraft fees, when we can help you protect your checking account?
Avoid the inconvenience of overdrawing your NCB checking account with a Ready Reserve overdraft protection line of credit! Once you're approved, if a check is written for more money than is in your NCB checking account, funds will be automatically transferred in $100 increments (up to your credit limit) from your Overdraft Protection line of credit. You also have direct access to your line of credit at any time for any purpose. Just stop by NCB and we'll arrange to have the funds (up to your limit) deposited into your checking account, or we'll issue a cashier's check, whichever you prefer.
Contact us if you have questions about overdraft protection in the Washington DC Metro Area.