NCB's plans to participate in the SBA's Paycheck Protection Program
We are here for you
At National Capital Bank we understand the tremendous challenges the COVID-19 epidemic has created, and we are committed to serving the financial needs of the citizens and businesses in our communities to help overcome them.
We are participating in the Paycheck Protection Program (PPP), the new Small Business Administration (SBA) administered lending program establishing a $349 billion funding allocation for small businesses and non-profits as well as independent contractors and sole proprietors and have mobilized our lending staff to assist you.
If you are interested in submitting an application, we request you do the following:
Include with your application the following documents:
- Copies of 2019 payroll tax reports filed with the IRS for entire year of 2019 and first quarter of 2020
- Copies of 1st Quarter 2020 payroll report, or through February 2020, if not yet available
- Documentation of health insurance premiums paid by the company for group health for the preceding 12 months
- Documentation of all retirement plan funding by the company for the preceding 12 months
Submit your application and supporting payroll-related documents securely to a member of our branch network team
Upon receipt of a completed application, your request will be processed with an anticipated 48 to 72-hour turnaround, based on the volume of applications received and the constraints of the SBA submission channel.
We are striving to process your requests as quickly as we can.
Safety is our top priority
We are open for business and will continue to service our customers through our drive-thru/walk-up windows and by appointment only for lobby assistance.
All drive-thru and walk-up windows will remain open regular hours.
Our lobbies will be staffed but, locked and available for essential assistance, or by appointment only. Contact your local branch for availability.
- The following services continue to be available at your convenience
Not enrolled in online or mobile banking? Download our mobile app, visit our Online & Mobile Banking page for instructions. For assistance with enrolling in business services such as ACH Origination, Remote Deposit Capture and Bill Pay, please contact our eClient Services team at email@example.com
- We have increased the frequency of cleaning service for all of our branch and office locations and ATMs. We are taking extra steps to deep clean equipment and frequently-touched surfaces such as new account desks, teller line counters and check-writers along with doorknobs and in high-traffic areas such as our restrooms.
- We have also increased our self-distancing practices for bank department employees and implemented a work-from-home schedule. If any of our employees are sick, they are being instructed to stay home and self-quarantine.
- Please know we are here for you and understand the financial well-being of our customers can be adversely affected during this challenging time. As we mentioned above, we plan on participating in the Paycheck Protection Program (PPP), a new Small Business Administration (SBA) administered lending program establishing a $349 billion funding allocation for small businesses and non-profits as well as independent contractors and sole proprietors. Learn More
- We remind you to be aware and vigilant that this is a time when scammers are in full force trying to take advantage of the situation. Please do not provide any personal information through email or phone calls that you receive. Be cautious when opening messages and attachments from unknown sources claiming to have information about COVID-19.
Throughout our 130-year history, NCB has faced and survived many periods of uncertainty through prudent business practices and community support. These times are no different, and we are committed to continuing to serve our customers and community - you are our top priority!
We will continue to monitor the developments of the COVID-19 and provide updates to this page, as well as on our social media channels, as necessary. For additional information about the COVID-19, visit the CDC (Centers for Disease Control and Prevention) website.