|The traditional way to put your extra
money to work for you, with choices of passbook or statement
savings accounts, as well as competitive rate money market
accounts and CDs. And with NCB’s new package accounts, you
can bundle your savings, checking and loan balances to qualify
for our Gold Banking or Platinum Banking and get many free
and discounted products and services.
With $15,000 combined qualifying deposit balances (including
checking, CDs and Money Market accounts) you qualify for
Platinum Banking. With Platinum Banking you get great benefits
including one no penalty CD withdrawal up to 2,500^^ and
10 free (reimbursed) non-NCB domestic ATM withdrawals***.
If you have $5,000 combined qualifying deposit balances
from your checking and savings accounts, you qualify for
Gold Banking and all of its benefits including interest checking,
free telephone transfers through our AnyTime Banking program
(limit 6 per monthly statement cycle) and preferred rates
If you are at least 55 and receive direct deposit, you qualify
for a free checking account with no minimum balance. In addition
to great account features, you receive outstanding benefits
like the ability to make one $2,500 no-penalty withdrawal^^
from a CD.
Premium Money Market Account
Our Premium Money Market Account allows
you to earn our highest rates on liquid accounts with balances
of $25,000 or more. You have great access to your money with
check writing privileges (up to six per month) and unlimited
withdrawals in person or by ATM.
Money Market Account
Earn more interest with your savings, and
get the convenience of writing up to six checks per month
if you have $2,500 to put in a convenient, easy to use Money
Statement Savings Account
With this account you can start small
and before you know it you're on your way to building a nest
egg! Access this account all you want when you come in the
office or use the ATM. All your transaction activity will appear
on periodic statements and you only need $100 to open a Statement
Passbook Savings Account
Just try to find a good old fashioned passbook account at
any other bank! NCB still has them! Open one for your child
or grandchild today! Kids love passbooks and it's a great
way for them to learn the fundamentals of saving money.
Certificates of Deposit
Choose a term length you're comfortable with, and your savings could be earning
even more. Plus you still have the comfort of FDIC insurance, too.
Capital Kids' Club
NCB has a special savings club for children
called the Capital Kids' Club. Open a Statement Savings, Money
Market or Premium Money Market account and “school” your child
on smart savings. Click here
for more information.
us if you have any questions about money market and savings
accounts in the Washington DC Metro Area.
|* For qualified customers.
** Surcharge fees by ATM owner may apply. Withdrawals are calculated per
monthly statement cycle and must be made from your designated primary
*** The first 10 NCB fees will be waived, and the first 10 fees from
another bank will be reimbursed on your next monthly statement.Withdrawals
are calculated per monthly statement cycle and must be made from your
designated primary account.
^ If the minimum balance requirement is not met, you will be charged
the monthly service fee. If the minimum balance requirement is not met
for three consecutive months, you may also be charged regular fees for
additional products and services.
^^ You may withdraw up to $2,500.00 from a CD linked to your Silver
Banking or Platinum Banking relationship without paying an early withdrawal
penalty, provided that: (1) the balance in the CD will equal at least
$1,000 after the withdrawal is made, and (2) at least six days have elapsed
since the CD was opened or renewed (or since any previous partial withdrawal
on which a penalty was paid). We reserve the right to require 7 days’
written notice prior to the withdrawal of funds from your CD. There is
a limit of one penalty-free withdrawal during each CD term.