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Personal Banking
Checking Accounts
Savings Accounts
Personal Lending
Home Equity Line of Credit
Auto Loans
Mortgage Loans
Overdraft Protection
Installment Loans
Other Services



Welcome to Personal Lending with The National Capital Bank of Washington . Our goal is to provide you with some of the most highly competitive lending products without sacrificing on personal attention and service.  A lending specialist at NCB works directly with you to determine the best loan for your needs.

Whether it's a Home Equity Line of Credit to pay for surprise expenses, an auto loan to purchase a new vehicle or an installment loan to cover a major purchase or overdraft protection, NCB has the flexible terms and great rates you'd expect from a community bank.

NCB also offers residential mortgage loans, so you can afford your dream home or even a second home, with the help of one of NCB's real estate lending specialists. An NCB mortgage loan means straightforward financing - no junk fees are charged and escrows are not required.

Also with qualifying loan balances of $100,000 and $150,000, you can put your money to work for you with NCB's Gold Banking and Platinum Banking that offer a range of options to meet every level of your success.

Contact us if you have questions about personal lending in the Washington DC Metro Area.


Lending Team
Our Lending Team provides customers with the personal attention and professional guidance they deserve when choosing the best loan for their needs.


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